• Skip to main content
  • Skip to primary sidebar
  • Skip to footer
  • Home
  • About
  • Forum
  • Design Studio
  • Upholstery Jobs
  • Newsletter
  • Sponsors

The Hog Ring

Auto Upholstery Community

  • Facebook
  • Instagram
  • Twitter

Understanding Auto Business Insurance

October 20, 2015 By Nadeem Muaddi

Auto Upholstery - The Hog Ring - Business Insurance

Just because your auto upholstery shop is insured doesn’t mean your covered for everything. To protect your business from potential losses and liabilities, you need to now exactly what your policy includes and take steps to ensure that it’s exactly what you need. Otherwise, you’re setting yourself up to fail.

The Shop, formerly Performance & Hotrod Business magazine, recently published an article that explains the various types of insurance policies and how to choose the right one for your business.

The article does a fantastic job of clearly and concisely explaining the differences between: property coverage, business income coverage, garage liability coverage, garage-keepers liability coverage, business automobile coverage, commercial umbrella coverage, workers’ compensation coverage, employment practices liability coverage, and cyber liability coverage.

It also ends with great tips on how to go about securing the policies that are right for you, including:

Ask around — interview a few agents and find someone who is knowledgeable and trustworthy. I suggest an Independent Agency (compared to a Direct Writer) because they represent many insurance companies rather than being tied to a single insurance company. More options and choices is a good thing.

Don’t shop insurance around every year — it is a waste of time and money. It is reasonable to ask your agent to bring you a few alternative options every three years, but not every year.

Think of your insurance agent as you do your CPA, attorney or financial advisor — they are members of your business team. Insurance is not a commodity

This article is a must-read for every auto upholstery shop owner. Please don’t wait until it’s too late to learn its lessons and start shopping for adequate insurance coverage.

To read the full article, “Protect Yourself,” click here to view The Shop’s latest issue for free online and skip to page 44.

Filed Under: Archive, Better Business, Safety Issues Tagged With: Auto Trim, Auto Upholstery, Car Interior, Insurance, The Shop

Primary Sidebar

anal porno bangbros rus porno yaşlı porno konulu porno olgun porno porno izle sarışın porno bakire sex 69 porno

THR Sponsors

NC Sewing Machines
Miami Corporation - Right Rail Ad 3
  • Douglass Interior Products
  • Leather Craft
  • Hyde Leather
  • Keyston Bros
  • OEM+ Banner Ad - The Hog Ring
  • Albright's Supply

THR Favorites

Auto Upholstery - The Hog Ring - DIY Custom Headliner

DIY: Custom Headliner Madness

There are a lot of DIY auto upholstery videos … [more] about DIY: Custom Headliner Madness

The Hog Ring - Roxan Jane of Range Needlework

Meet Roxan Jane of Range Needlework

Thanks to her beautifully crafted motorcycle … [more] about Meet Roxan Jane of Range Needlework

Auto Upholstery - The Hog Ring - Customs by Vos

Customs by Vos Pioneers Double Topstitch

In the craft of auto upholstery, where … [more] about Customs by Vos Pioneers Double Topstitch

Auto Upholstery - The Hog Ring - Door Panel Vinyl

Where to Find Mustang Door Panel Vinyl

Since its debut in 2005, the fifth-generation … [more] about Where to Find Mustang Door Panel Vinyl

Auto Upholstery - The Hog Ring - Rexel Pneumatic Lifting Table

Dream Garage: Pneumatic-Lifting Table

This is the first in a new series of articles … [more] about Dream Garage: Pneumatic-Lifting Table

Auto Upholstery

No Limits with Programmable Sewing

We feature a lot of unique pleat designs on … [more] about No Limits with Programmable Sewing

Categories

Footer

Recent Articles

  • Do Dark Car Interiors Really Get Hotter Than Light Ones?
  • Trimmer Douglas Kasten Dies at 90
  • This Cadillac’s Wood Trim is Actually Recycled Newspapers
  • 6 Ways Auto Trimmers Can Stay Cool in a Heat Wave
  • Save Your SEMA Receipts! The Show is Tax Deductible

Recent Comments

  • Edward Munday on Hidden Mouse Nest? How to Charge for the Extra Dirty Work
  • Jack on Keyston Bros. Acquires DLT Corporation
  • Brodie Smith on Aston Martin Just Introduced a New Convertible DB12
  • THE CAPTAIN on 6 Tips for Turning Callers into Customers
  • Dmei on Star Wars Seat Covers are ‘So Wizard’

Advertise With Us!

We're always looking for companies to collaborate with. Watch this short video about the benefits of sponsorship and then email us to say hi.

Copyright © 2025 · Magazine Pro On Genesis Framework · WordPress · Log in